It’s 3 a.m. and the boiler just died, or the car needs an urgent repair – if you’re short on savings and need cash fast, you’re probably searching for loans online in Ireland. The good news? Several regulated lenders now offer quick online applications, with some promising same-day funding.
Average loan amount offered by top Irish online lenders: €5,000 – €75,000 ·
Lowest fixed rate advertised (Avant Money): 6.9% APR (representative) ·
Maximum loan under An Post fixed-rate offer: €30,000 ·
Loan term range (Avant Money): 12 – 120 months
Quick snapshot
- Avant Money, An Post, Loan365, Capital Loan, and AIB offer online loan applications in Ireland (Switcher.ie (loan comparison directory)).
- Online applications at AIB take just a few minutes for existing customers (
Daniel Ferraro
Editor-in-ChiefDaniel leads Investorium's editorial direction, focusing on how macroeconomics translates into everyday financial decisions. He oversees our standards for accuracy, sourcing and independence across every language we publish in.
Fact-checked and reviewed by Emma Hartley · Personal Finance Editor